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Why Do Digital Payments Still Have Unrealised Potential In Key European Markets?
Few industries in Europe have seen as rapid and fully-fledged changes as payments in the past few years. The introduction of the second iteration of the Payment Services Directive — better known as PSD2 — in the EU has paved the way for the Open Banking revolution, while the impacts of Brexit and the coronavirus pandemic have driven massive changes to the lives of many people across the continent.
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India's fintech market to triple to ₹6.2 lakh cr by 2025
The government's various initiatives have led to fast growth in the fintech sector, which is likely to triple to ₹6,20,700 crore in value terms by 2025, Minister of State for Finance Bhagwat K Karad said on Wednesday.
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Digital experiences to transform India’s digital payments
COVID-19 has been a major disruptor. In addition to giving a push to digital payments in India, it has also laid the foundation for some guiding trends. The pressing need for carrying out contactless transactions meant these capabilities emerged as an essential service as opposed to a lifestyle technology for the urban Indian. However, the debate on ‘cashless versus less-cash’ persists. The industry is at an inflection point where members of the payments ecosystem need to rethink short-term priorities and shift focus to the guiding principles that will mark the transition.
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Digital Transformation in the Banking Sector: the Keys of a Successful Launch
According to a survey by IBM Institute of Business Value, 60% of representatives of world banks believe that the boundaries between various industries are gradually blurring. This means that banks have new competitors. Among them are both promising FinTech startups and ecosystems that unite financial and non-financial players.
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India's own digital currency coming soon, know how different it is from other cryptocurrencies
A couple of months ago, the Reserve Bank of India had said that it is working on phased introduction of its own digital currency. RBI Deputy Governor T Rabi Sankar said in a keynote address at the webinar organised by the Vidhi Centre for Legal Policy in the national capital.
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Bank of Baroda's launches one-stop digital platform 'bob World'
State-owned Bank of Baroda on Wednesday announced the launch of its digital banking platform 'bob World', aimed at providing all banking services under one roof. The lender aims to provide an all-inclusive and seamless virtual banking experience, encompassing all digital banking services under one roof for the convenience of customers, the bank said in a release.
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